Team India Guaranty Ltd
NSE: TEAMGTY BSE: 511559Banking
Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.
₹290
52W: ₹155 — ₹335
PE 123 · Book ₹54.5 · +432% vs bookMarket Cap₹261 Cr
Stock P/E123Price to Earnings
ROCE6.05%Return on Capital
ROE5.04%Return on Equity
Div. Yield0%Face Value ₹10
Strengths
- +Company is almost debt free.
- +Company's working capital requirements have reduced from 226 days to 107 days
Weaknesses
- −Stock is trading at 5.16 times its book value
- −Though the company is reporting repeated profits, it is not paying out dividend
- −The company has delivered a poor sales growth of 9.35% over past five years.
- −Company has a low return on equity of 3.78% over last 3 years.
Shareholding Pattern
Promoters74.91%
FIIs2.08%
DIIs0.06%
Public22.96%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 74.92% | 74.92% | 74.91%▼0.0 | 74.91% | 74.91% | 74.91% | 74.91% | 74.91% |
| FIIs | 0.2% | 0.18%▼0.0 | 0.55%▲0.4 | 1.92%▲1.4 | 1.92% | 1.69%▼0.2 | 2.03%▲0.3 | 2.08%▲0.1 |
| DIIs | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% |
| Public | 24.82% | 24.85%▲0.0 | 24.48%▼0.4 | 23.11%▼1.4 | 23.1%▼0.0 | 23.34%▲0.2 | 23%▼0.3 | 22.96%▼0.0 |
Financial Statements
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.29 | 0.13 | 0.29 | 0.18 | 0.27 | 0.16 | 0.29 | 0.47 | 0.57 | 0.92 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 0.42 | 0.49 | 0.39 | 0.56 | 0.5 | 0.58 | 0.72 | 0.56 | 0.67 | 0.17 |
| EPS ₹ | 0.47 | 0.54 | 0.43 | 0.62 | 0.56 | 0.64 | 0.8 | 0.62 | 0.75 | 0.19 |
AI Insights
Revenue Trend
TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 0.06% (+0.00pp change). FIIs: 2.08% (+2.08pp change). Promoters hold 74.91%.
Margin & Efficiency
ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.
Valuation
PE 123x with 6.05% ROCE. Price is 432% above book value of ₹54.5. Dividend yield: 0%.
Recent Announcements
- Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A 16 Apr - Company confirms it is not a Large Corporate; outstanding borrowing was NIL as of 31 March 2026.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 10 Apr - In compliance with Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, please find enclosed herewith a certificate received from M/s MUFG Intime India Private …
- Closure of Trading Window 20 Mar
- Announcement under Regulation 30 (LODR)-Preferential Issue 5 Mar - 22,48,270 shares at Rs.285 each (approx. Rs.64.08 crore) allotment deferred; only 62.14% consideration received; acquisition deferred.
- Board Meeting Outcome for Outcome Of Board Meeting Pursuant To Regulation 30 Of SEBI (LODR) Regulations, 2015 4 Mar - Board deferred preferential allotment of 22,48,270 shares at Rs.285 and acquisition of 4A Financial Technologies on 04-Mar-2026.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse