SRG Housing Finance Ltd
NSE: SRGHFL BSE: 534680Infra
Incorporated in 1999, SRG Housing Ltd provides loans to Retail customers for construction, repair, renovation or purchase of residential property, and loans against property[1]
₹266
52W: ₹222 — ₹344
PE 12.9 · Book ₹189 · +41% vs bookMarket Cap₹418 Cr
Stock P/E12.9Price to Earnings
ROCE11.8%Return on Capital
ROE11.6%Return on Equity
Div. Yield0%Face Value ₹10
Strengths
- +Company is expected to give good quarter
- +Company's median sales growth is 27.0% of last 10 years
Weaknesses
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has low interest coverage ratio.
- −Company has a low return on equity of 12.2% over last 3 years.
- −Promoter holding has decreased over last 3 years: -9.20%
Shareholding Pattern
Promoters59.03%
FIIs0%
DIIs0%
Public40.97%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 67.54% | 64.69%▼2.9 | 64.79%▲0.1 | 59.13%▼5.7 | 59.11%▼0.0 | 59.11% | 59.06%▼0.0 | 59.03%▼0.0 |
| FIIs | 0% | 0% | 0% | 0% | 0.01%▲0.0 | 0%▼0.0 | 0% | 0% |
| DIIs | 0% | 0.01%▲0.0 | 0.01% | 0.01% | 0%▼0.0 | 0% | 0% | 0% |
| Public | 32.45% | 35.28%▲2.8 | 35.19%▼0.1 | 40.86%▲5.7 | 40.88%▲0.0 | 40.89%▲0.0 | 40.93%▲0.0 | 40.97%▲0.0 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 10.86 | 13.55 | 11.55 | 11.96 | 14.85 | 17.42 | 16.65 | 18.52 | 19.22 | 21.62 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 5.32 | 6.09 | 5.86 | 6.6 | 5.74 | 6.19 | 6.78 | 8.25 | 8.21 | 9.25 |
| EPS ₹ | 4.09 | 4.58 | 4.34 | 4.62 | 4.01 | 3.95 | 4.32 | 5.26 | 5.23 | 5.89 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 0% (+0.00pp change). FIIs: 0% (+0.00pp change). Promoters hold 59.03%.
Margin & Efficiency
ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 12.9x with 11.8% ROCE. Price is 41% above book value of ₹189. Dividend yield: 0%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 2d
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 12 May - Audio recording of Q4 FY26 earnings conference call held on May 12, 2026 uploaded; transcript due soon.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 12 May - Newspaper publication on Audited Financial Result for the quarter and year ended 31.03.2026
- Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 12 May - The NRC Committee of the Company has approved the allotment of 4400 equity shares to the employees of the company on exercise of ESOPs.
- Announcement under Regulation 30 (LODR)-Investor Presentation 12 May - Investor Presentation on the Audited Financial Results for the quarter and financial year ended 31.03.2026
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse