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SRG Housing Finance Ltd

NSE: SRGHFL BSE: 534680Infra

Incorporated in 1999, SRG Housing Ltd provides loans to Retail customers for construction, repair, renovation or purchase of residential property, and loans against property[1]

266
52W: ₹222 — ₹344
PE 12.9 · Book ₹189 · +41% vs book
Market Cap₹418 Cr
Stock P/E12.9Price to Earnings
ROCE11.8%Return on Capital
ROE11.6%Return on Equity
Div. Yield0%Face Value ₹10

Strengths

  • +Company is expected to give good quarter
  • +Company's median sales growth is 27.0% of last 10 years

Weaknesses

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 12.2% over last 3 years.
  • Promoter holding has decreased over last 3 years: -9.20%

Shareholding Pattern

Promoters59.03%
FIIs0%
DIIs0%
Public40.97%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters67.54%64.69%2.964.79%0.159.13%5.759.11%0.059.11%59.06%0.059.03%0.0
FIIs0%0%0%0%0.01%0.00%0.00%0%
DIIs0%0.01%0.00.01%0.01%0%0.00%0%0%
Public32.45%35.28%2.835.19%0.140.86%5.740.88%0.040.89%0.040.93%0.040.97%0.0

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses10.8613.5511.5511.9614.8517.4216.6518.5219.2221.62
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit5.326.095.866.65.746.196.788.258.219.25
EPS ₹4.094.584.344.624.013.954.325.265.235.89

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 0% (+0.00pp change). FIIs: 0% (+0.00pp change). Promoters hold 59.03%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 12.9x with 11.8% ROCE. Price is 41% above book value of ₹189. Dividend yield: 0%.

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