State Bank of India

NSE: SBIN BSE: 500112Banking

State Bank of India is a Fortune 500 company. It is an Indian Multinational, Public Sector banking and financial services statutory body headquartered in Mumbai. It is the largest and oldest bank in India with over 200 years of history.[1]

₹940

52W: ₹779 — ₹1235

PE 11.3 · Book ₹590 · +59% vs book

Market Cap₹8,67,678 Cr

Stock P/E11.3Price to Earnings

ROCE6.02%Return on Capital

ROE15.5%Return on Equity

Div. Yield1.83%Face Value ₹1

Strengths

+Company has been maintaining a healthy dividend payout of 20.0%

Weaknesses

−Company has low interest coverage ratio.
−Contingent liabilities of Rs.27,32,684 Cr.
−Company might be capitalizing the interest cost

Shareholding Pattern

Promoters55.52%

FIIs11.41%

DIIs26.11%

Public6.81%

Category	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Promoters	57.54%	57.51%▼0.0	57.43%▼0.1	57.43%	57.42%▼0.0	55.5%▼1.9	55.5%	55.52%▲0.0
FIIs	11.15%	10.71%▼0.4	10.27%▼0.4	9.94%▼0.3	9.33%▼0.6	9.57%▲0.2	10.34%▲0.8	11.41%▲1.1
DIIs	23.61%	23.96%▲0.4	24.79%▲0.8	24.92%▲0.1	25.54%▲0.6	27.65%▲2.1	27.04%▼0.6	26.11%▼0.9
Public	7.67%	7.67%	7.35%▼0.3	7.54%▲0.2	7.56%▲0.0	7.13%▼0.4	6.97%▼0.2	6.81%▼0.2

Financial Statements

Metric	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Sales	0	0	0	0	0	0	0	0	0	0
Expenses	31,626	31,887	29,288	32,102	29,847	42,140	32,633	36,399	35,193	36,862
Operating Profit	0	0	0	0	0	0	0	0	0	0
OPM %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Net Profit	9,164	20,698	17,035	18,331	16,891	18,643	19,160	20,160	21,028	19,684
EPS ₹	10.27	23.19	19.09	20.54	18.93	20.89	21.47	21.84	22.78	21.32

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 26.11% (+1.28pp change). FIIs: 11.41% (+1.05pp change). Promoters hold 55.52%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 11.3x with 6.02% ROCE. Price is 59% above book value of ₹590. Dividend yield: 1.83%.