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Swing Capital

SBFC Finance Ltd

NSE: SBFC BSE: 543959Banking

Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold[1]

₹90.4
52W: ₹79.6 — ₹123
PE 22.2 · Book ₹33.7 · +168% vs book
Market Cap₹10,004 Cr
Stock P/E22.2Price to Earnings
ROCE11.8%Return on Capital
ROE13%Return on Equity
Div. Yield0%Face Value ₹10

Strengths

  • +Company has delivered good profit growth of 39.6% CAGR over last 5 years

Weaknesses

  • −Stock is trading at 2.67 times its book value
  • −Though the company is reporting repeated profits, it is not paying out dividend
  • −Promoter holding has decreased over last quarter: -0.47%
  • −Company has a low return on equity of 11.9% over last 3 years.

Shareholding Pattern

Promoters52.35%
FIIs6.21%
DIIs21.97%
Public19.4%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters55.19%55.05%▼0.154.75%▼0.353.33%▼1.453.19%▼0.152.98%▼0.252.82%▼0.252.35%▼0.5
FIIs4.72%4.56%▼0.24.92%▲0.46.53%▲1.67.12%▲0.67.01%▼0.16.88%▼0.16.21%▼0.7
DIIs16.24%16.26%▲0.016.47%▲0.217.67%▲1.216.99%▼0.718.21%▲1.219.53%▲1.321.97%▲2.4
Public23.7%24.02%▲0.323.78%▼0.222.39%▼1.422.63%▲0.221.74%▼0.920.71%▼1.019.4%▼1.3

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses909194100105113123131127138
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit647379848894101109118123
EPS ₹0.60.680.730.780.810.870.9311.081.11

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 21.97% (+9.55pp change). FIIs: 6.21% (+3.47pp change). Promoters hold 52.35%.

Margin & Efficiency

ROCE improving from 0% (Mar 2019) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 22.2x with 11.8% ROCE. Price is 168% above book value of ₹33.7. Dividend yield: 0%.

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