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Swing Capital

Repco Home Finance Ltd

NSE: REPCOHOME BSE: 535322Banking

Established in April 2000, Repco Home Finance Ltd. is a registered housing finance company. It is a subsidiary of the Repatriates Cooperative Finance and Development Bank Limited(Repco Bank).[1][2]

₹383
52W: ₹334 — ₹464
PE 5.45 · Book ₹557 · -31% vs book
Market Cap₹2,395 Cr
Stock P/E5.45Price to Earnings
ROCE11.1%Return on Capital
ROE14.2%Return on Equity
Div. Yield1.17%Face Value ₹10

Strengths

  • +Stock is trading at 0.70 times its book value

Weaknesses

  • −Company has low interest coverage ratio.
  • −The company has delivered a poor sales growth of 5.00% over past five years.
  • −Company has a low return on equity of 13.8% over last 3 years.

Shareholding Pattern

Promoters37.13%
FIIs13.37%
DIIs24.27%
Public25.21%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters37.13%37.13%37.13%37.13%37.13%37.13%37.13%37.13%
FIIs14.04%12.9%▼1.112.52%▼0.411.25%▼1.311.16%▼0.111.91%▲0.812.68%▲0.813.37%▲0.7
DIIs18.79%19.9%▲1.120.56%▲0.721.09%▲0.523.26%▲2.222.7%▼0.623.74%▲1.024.27%▲0.5
Public30.02%30.05%▲0.029.77%▼0.330.53%▲0.828.46%▼2.128.24%▼0.226.44%▼1.825.21%▼1.2

Financial Statements

MetricSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales0000000000
Expenses40393343264528435149
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit9899108105113107115108107109
EPS ₹15.6815.8917.2716.8517.9817.0318.3717.2617.0917.39

AI Insights

Revenue Trend

TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 24.27% (+4.72pp change). FIIs: 13.37% (-0.04pp change). Promoters hold 37.13%.

Margin & Efficiency

ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.

Valuation

PE 5.45x with 11.1% ROCE. Price is -31% above book value of ₹557. Dividend yield: 1.17%.

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