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Swing Capital

RBL Bank Ltd

NSE: RBLBANK BSE: 540065Banking

Incorporated in 1943,RBL Bank is a banking company engaged in providing specialized services under five business verticals namely: Corporate Banking, Commercial Banking, Branch & Business Banking, Retail Assets and Treasury & Financial Markets Operations.[1][2]

₹326
52W: ₹204 — ₹350
PE 24.5 · Book ₹266 · +23% vs book
Market Cap₹20,133 Cr
Stock P/E24.5Price to Earnings
ROCE5.77%Return on Capital
ROE5.13%Return on Equity
Div. Yield0.3%Face Value ₹10

Weaknesses

  • −Company has low interest coverage ratio.
  • −The company has delivered a poor sales growth of 11.5% over past five years.
  • −Company has a low return on equity of 5.91% over last 3 years.
  • −Contingent liabilities of Rs.1,12,211 Cr.
  • −Company might be capitalizing the interest cost
  • −Earnings include an other income of Rs.4,121 Cr.
  • −Dividend payout has been low at 8.01% of profits over last 3 years
  • −Working capital days have increased from 187 days to 294 days

Shareholding Pattern

Promoters0%
FIIs20.23%
DIIs42.97%
Public36.44%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters0%0%0%0%0%0%0%0%
FIIs28.47%14.63%▼13.813.39%▼1.214.43%▲1.017.56%▲3.115.49%▼2.121.91%▲6.420.23%▼1.7
DIIs20.28%26.61%▲6.317.66%▼8.920.79%▲3.134.37%▲13.635.28%▲0.939.69%▲4.442.97%▲3.3
Public50.83%58.35%▲7.568.54%▲10.264.36%▼4.247.67%▼16.748.85%▲1.238.04%▼10.836.44%▼1.6

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses2,0162,0022,0132,2512,8512,4872,2902,2552,4342,463
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit2333533722233369200179214230
EPS ₹3.875.836.133.660.541.133.292.913.473.72

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 42.97% (+25.06pp change). FIIs: 20.23% (-8.04pp change). Promoters hold 0%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 24.5x with 5.77% ROCE. Price is 23% above book value of ₹266. Dividend yield: 0.3%.

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