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Swing Capital

Poonawalla Fincorp Ltd

NSE: POONAWALLA BSE: 524000Banking

Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services. [1][2]

₹414
52W: ₹361 — ₹570
PE 67.3 · Book ₹127 · +226% vs book
Market Cap₹36,445 Cr
Stock P/E67.3Price to Earnings
ROCE7.51%Return on Capital
ROE5.88%Return on Equity
Div. Yield0%Face Value ₹2

Strengths

  • +Company is expected to give good quarter

Weaknesses

  • −Stock is trading at 3.23 times its book value
  • −Company has low interest coverage ratio.
  • −Promoter holding has decreased over last quarter: -4.92%
  • −Company has a low return on equity of 6.37% over last 3 years.
  • −Company might be capitalizing the interest cost
  • −Dividend payout has been low at 2.50% of profits over last 3 years

Shareholding Pattern

Promoters59.03%
FIIs11.25%
DIIs16.67%
Public12.49%
CategorySep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Apr 2026
Promoters61.87%62.36%▲0.562.53%▲0.262.46%▼0.163.96%▲1.563.95%▼0.063.93%▼0.059.03%▼4.9
FIIs7.72%8.19%▲0.59.99%▲1.810.76%▲0.810.56%▼0.210.61%▲0.010.21%▼0.411.25%▲1.0
DIIs9.63%11.82%▲2.211.12%▼0.712.26%▲1.112.28%▲0.012.22%▼0.112.14%▼0.116.67%▲4.5
Public20.12%16.98%▼3.115.71%▼1.313.86%▼1.912.58%▼1.312.62%▲0.013.15%▲0.512.49%▼0.7

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses1782412721,260632615662784855910
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit265332292-47119626374150255
EPS ₹3.454.283.76-6.060.240.80.80.911.853.13

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 16.67% (+9.73pp change). FIIs: 11.25% (+3.34pp change). Promoters hold 59.03%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 67.3x with 7.51% ROCE. Price is 226% above book value of ₹127. Dividend yield: 0%.

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