Skip to main content
Swing Capital

Paisalo Digital Ltd

NSE: PAISALO BSE: 532900Banking

Paisalo Digital Ltd was incorporated in 1992. It is a Non-Deposit Taking Non-Banking Financial Company registered office of the company is in Delhi and the head office is in Agra. [1] [2]

₹46.4
52W: ₹29.4 — ₹51.2
PE 18 · Book ₹19.5 · +138% vs book
Market Cap₹4,221 Cr
Stock P/E18Price to Earnings
ROCE12.4%Return on Capital
ROE14.3%Return on Equity
Div. Yield0.21%Face Value ₹1

Strengths

  • +Company has delivered good profit growth of 32.7% CAGR over last 5 years

Weaknesses

  • −Company has low interest coverage ratio.

Shareholding Pattern

Promoters41.75%
FIIs17.55%
DIIs6.84%
Public33.86%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters51.66%52.38%▲0.752.62%▲0.250.37%▼2.348.21%▼2.241.16%▼7.141.75%▲0.641.75%
FIIs13.83%10.72%▼3.19.53%▼1.210.38%▲0.98.08%▼2.320.89%▲12.820.08%▼0.817.55%▼2.5
DIIs12.8%12.69%▼0.111.44%▼1.310.77%▼0.710.34%▼0.47.68%▼2.77.69%▲0.06.84%▼0.9
Public21.71%24.22%▲2.526.4%▲2.228.47%▲2.133.36%▲4.930.25%▼3.130.47%▲0.233.86%▲3.4

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses38534136334554505169
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit56364150624547516671
EPS ₹0.620.40.460.550.690.50.520.560.730.78

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 6.84% (-7.34pp change). FIIs: 17.55% (-2.37pp change). Promoters hold 41.75%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 18x with 12.4% ROCE. Price is 138% above book value of ₹19.5. Dividend yield: 0.21%.

Recent Announcements