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Swing Capital

Muthoot Finance Ltd

NSE: MUTHOOTFIN BSE: 533398Banking

Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India[1]

₹3,286
52W: ₹2027 — ₹4150
PE 13 · Book ₹940 · +250% vs book
Market Cap₹1,31,926 Cr
Stock P/E13Price to Earnings
ROCE16%Return on Capital
ROE30.6%Return on Equity
Div. Yield0.9%Face Value ₹10

Strengths

  • +Company is expected to give good quarter
  • +Company has delivered good profit growth of 22.2% CAGR over last 5 years
  • +Company has been maintaining a healthy dividend payout of 18.6%
  • +Company's median sales growth is 19.0% of last 10 years

Weaknesses

  • −Stock is trading at 3.52 times its book value

Shareholding Pattern

Promoters73.35%
FIIs12.31%
DIIs10.43%
Public3.92%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters73.35%73.35%73.35%73.35%73.35%73.35%73.35%73.35%
FIIs8.68%9.85%▲1.210.26%▲0.411.02%▲0.810.84%▼0.211.58%▲0.711.75%▲0.212.31%▲0.6
DIIs14.55%13.3%▼1.312.99%▼0.311.75%▼1.212.21%▲0.511.37%▼0.811.13%▼0.210.43%▼0.7
Public3.41%3.5%▲0.13.38%▼0.13.87%▲0.53.6%▼0.33.7%▲0.13.77%▲0.13.92%▲0.1

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses5667538498529139518329719971,154
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit1,0271,0561,0791,2511,3631,5082,0462,3452,6563,086
EPS ₹25.5926.3126.8731.1633.9537.5650.9758.4166.1776.87

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Capex Cycle

CWIP at ₹10Cr (2% of fixed assets). Moderate ongoing capital expenditure.

Institutional Flow

DIIs: 10.43% (-3.30pp change). FIIs: 12.31% (+3.61pp change). Promoters hold 73.35%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 13x with 16% ROCE. Price is 250% above book value of ₹940. Dividend yield: 0.9%.

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