Mangal Credit & Fincorp Ltd
NSE: MANCREDIT BSE: 505850
Mangal Credit & Fincorp Ltd (MANCREDIT) is a Diversified company listed on NSE: MANCREDIT | BSE: 505850. With a market cap of ₹358 Cr and ROCE of 12.2%, ROE of 9.93%, it operates in the Indian Diversified sector.
₹169
52W: ₹152 — ₹219
PE 28.3 · Book ₹74.8 · +126% vs bookMarket Cap₹358 Cr
Stock P/E28.3Price to Earnings
ROCE12.2%Return on Capital
ROE9.93%Return on Equity
Div. Yield0.44%Face Value ₹10
Strengths
- +Company is expected to give good quarter
Weaknesses
- −Company has low interest coverage ratio.
- −Company has a low return on equity of 8.76% over last 3 years.
Shareholding Pattern
Promoters55.25%
FIIs0%
DIIs0.1%
Public44.65%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 51.7% | 51.7% | 51.7% | 51.7% | 51.7% | 55.25%▲3.5 | 55.25% | 55.25% |
| FIIs | 0% | 0% | 0.08%▲0.1 | 0%▼0.1 | 0.15%▲0.1 | 0.01%▼0.1 | 0.05%▲0.0 | 0%▼0.1 |
| DIIs | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.11%▲0.1 | 0.1%▼0.0 |
| Public | 48.28% | 48.28% | 48.19%▼0.1 | 48.28%▲0.1 | 48.13%▼0.1 | 44.73%▼3.4 | 44.59%▼0.1 | 44.65%▲0.1 |
Financial Statements
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 1.65 | 2.25 | 2.97 | 2.42 | 2.66 | 2.86 | 3.47 | 3.65 | 4.33 | 4.12 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 2.63 | 2.86 | 2.59 | 3.75 | 3.22 | 3.48 | 2.62 | 3 | 2.98 | 3.83 |
| EPS ₹ | 1.36 | 1.48 | 1.32 | 1.92 | 1.65 | 1.78 | 1.34 | 1.53 | 1.41 | 1.81 |
AI Insights
Revenue Trend
TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 0.1% (+0.09pp change). FIIs: 0% (+0.00pp change). Promoters hold 55.25%.
Margin & Efficiency
ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.
Valuation
PE 28.3x with 12.2% ROCE. Price is 126% above book value of ₹74.8. Dividend yield: 0.44%.
Recent Announcements
- Board Meeting Outcome for Outcome Of Board Meeting Held On May 7, 2026. 7 May - Board approved secured NCD issues of ₹10 crore and ₹20 crore on private placement basis.
- Intimation Regarding Opening Of New Branch In The State Of Maharashtra. 5 May - Mangal Credit & Fincorp will open Nallasopara branch in Maharashtra on May 6, 2026.
- Board Meeting Intimation for Considering And Approving The Proposal Of Fund Raising By Way Of Issuing Non Convertible Debentures. 4 May - Board meeting on May 7, 2026 to consider NCD fund raising.
- Intimation Of Registration Of The Company To Act As Corporate Agent (Composite) With IRDAI Under IRDAI (Registration Of Corporate Agents) Regulations, 2015. 24 Apr - IRDAI granted Composite Corporate Agent licence to Mangal Credit & Fincorp from April 24, 2026 to April 23, 2029.
- Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A 15 Apr - Company confirms it is not a Large Corporate as of March 31, 2026; disclosure not applicable.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse