Laxmi India Finance Ltd
NSE: LAXMIINDIA BSE: 544465Banking
Incorporated in 1996, Laxmi India Finance Limited is engaged in the business of Non Non-Banking Financial Company.[1]
₹120
52W: ₹70.9 — ₹181
PE 12.6 · Book ₹89 · +35% vs bookMarket Cap₹629 Cr
Stock P/E12.6Price to Earnings
ROCE12.7%Return on Capital
ROE13.8%Return on Equity
Div. Yield0%Face Value ₹5
Strengths
- +Company has delivered good profit growth of 36.5% CAGR over last 5 years
Weaknesses
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has low interest coverage ratio.
Shareholding Pattern
Promoters60.31%
FIIs1.58%
DIIs4.34%
Public33.78%
| Category | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|
| Promoters | 60.45% | 60.45% | 60.31%▼0.1 |
| FIIs | 4.61% | 3.31%▼1.3 | 1.58%▼1.7 |
| DIIs | 5.02% | 4.61%▼0.4 | 4.34%▼0.3 |
| Public | 29.91% | 31.62%▲1.7 | 33.78%▲2.2 |
Financial Statements
| Metric | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 18 | 20 | 23 | 24 | 24 | 29 | 32 | 29 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 7 | 9 | 6 | 15 | 10 | 9 | 10 | 21 |
| EPS ₹ | 0 | 4.14 | 1.47 | 3.48 | 2.34 | 1.8 | 1.92 | 3.93 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Margin & Efficiency
ROCE improving from 0% (Mar 2021) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 12.6x with 12.7% ROCE. Price is 35% above book value of ₹89. Dividend yield: 0%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Newspaper Publication 2d - Submission of Newspaper Advertisement of Audited Financial Results for the quarter and financial year ended on March 31, 2026.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 14 May - Audio recording of May 14, 2026 earnings call for Q4 and FY26 results posted online.
- Announcement under Regulation 30 (LODR)-Investor Presentation 13 May - Investor/Earnings Presentation for the Quarter and Financial year ended March 31, 2026.
- Announcement under Regulation 30 (LODR)-Monitoring Agency Report 13 May - CARE report for quarter ended March 31, 2026 shows IPO proceeds fully utilized; no deviation.
- Announcement under Regulation 30 (LODR)-Change in Management 13 May - Board approved FY26 audited results, NCD issuance limit up to Rs 400 crore, and key appointments.
- Rating update 20 Mar from smera
- Rating update 9 Mar from smera
- PPT