Skip to main content
Swing Capital

Karnataka Bank Ltd

NSE: KTKBANK BSE: 532652Banking

Karnataka Bank is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business.[1]

₹240
52W: ₹169 — ₹275
PE 7.85 · Book ₹333 · -28% vs book
Market Cap₹9,076 Cr
Stock P/E7.85Price to Earnings
ROCE6.33%Return on Capital
ROE11.1%Return on Equity
Div. Yield2.02%Face Value ₹10

Strengths

  • +Stock is trading at 0.73 times its book value
  • +Company has delivered good profit growth of 24.1% CAGR over last 5 years

Weaknesses

  • −Company has low interest coverage ratio.
  • −The company has delivered a poor sales growth of 6.84% over past five years.
  • −Company has a low return on equity of 13.1% over last 3 years.
  • −Contingent liabilities of Rs.13,211 Cr.
  • −Company might be capitalizing the interest cost

Shareholding Pattern

Promoters0%
FIIs11.78%
DIIs16.16%
Public72.04%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters0%0%0%0%0%0%0%0%
FIIs14.72%10.29%▼4.411.22%▲0.912.88%▲1.715.66%▲2.814.6%▼1.111.69%▼2.911.78%▲0.1
DIIs22.85%22.05%▼0.820.23%▼1.818.16%▼2.117.01%▼1.116.11%▼0.915.84%▼0.316.16%▲0.3
Public62.43%67.67%▲5.268.55%▲0.968.97%▲0.467.33%▼1.669.27%▲1.972.46%▲3.272.04%▼0.4

Financial Statements

MetricSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales0000000000
Expenses670758938664674736865757652737
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit330331274400336284252292319291
EPS ₹10.569.557.2710.618.97.56.687.748.447.69

AI Insights

Revenue Trend

TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 16.16% (+10.16pp change). FIIs: 11.78% (-9.25pp change). Promoters hold 0%.

Margin & Efficiency

ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.

Valuation

PE 7.85x with 6.33% ROCE. Price is -28% above book value of ₹333. Dividend yield: 2.02%.

Recent Announcements