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Swing Capital

Onemi Technology Solutions Ltd

NSE: KISSHT BSE: 544754IT / Software

Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.[1]

₹206
52W: ₹190 — ₹227
PE 68.1 · Book ₹0 · +0% vs book
Market Cap₹3,463 Cr
Stock P/E68.1Price to Earnings
ROCE9.43%Return on Capital
ROE7.13%Return on Equity
Div. Yield0%Face Value ₹1

Strengths

  • +Company is almost debt free.

Weaknesses

  • −Promoter holding is low: 24.8%
  • −Company has a low return on equity of 9.27% over last 3 years.
  • −Contingent liabilities of Rs.1,265 Cr.
  • −Working capital days have increased from 74.6 days to 146 days

Shareholding Pattern

Promoters24.8%
FIIs5.1%
DIIs19.11%
Public50.14%
CategoryMay 2026
Promoters24.8%
FIIs5.1%
DIIs19.11%
Public50.14%

AI Insights

Revenue Trend

Mar 2025 revenue at ₹321Cr, down 25.2% YoY. OPM at 26%.

Debt Position

Borrowings at ₹32Cr. Debt-to-equity ratio: 0.04x. Healthy balance sheet.

Capex Cycle

CWIP at ₹5Cr (17% of fixed assets). Moderate ongoing capital expenditure.

Margin & Efficiency

ROCE improving from 0% (Mar 2021) to 9% (Mar 2025). Working capital days: 146.

Valuation

PE 68.1x with 9.43% ROCE. Price is N/A% above book value of ₹0. Dividend yield: 0%.

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