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Swing Capital

Karur Vysya Bank Ltd

NSE: KARURVYSYA BSE: 590003Banking

Karur Vysya Bank is engaged in providing a wide range of banking and financial services including commercial banking and treasury operations.[1]

₹292
52W: ₹182 — ₹344
PE 11.3 · Book ₹146 · +100% vs book
Market Cap₹28,212 Cr
Stock P/E11.3Price to Earnings
ROCE7.64%Return on Capital
ROE19.3%Return on Equity
Div. Yield0.73%Face Value ₹2

Strengths

  • +Company has delivered good profit growth of 47.5% CAGR over last 5 years

Weaknesses

  • −Company has low interest coverage ratio.
  • −Promoter holding is low: 2.07%
  • −Contingent liabilities of Rs.16,366 Cr.
  • −Company might be capitalizing the interest cost

Shareholding Pattern

Promoters2.07%
FIIs19.25%
DIIs39.26%
Public39.4%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters2.15%2.13%▼0.02.13%2.11%▼0.02.1%▼0.02.1%2.07%▼0.02.07%
FIIs15.11%15.1%▼0.014.8%▼0.315.12%▲0.315.41%▲0.315.81%▲0.416.87%▲1.119.25%▲2.4
DIIs35.68%37.01%▲1.338.47%▲1.538.87%▲0.439.47%▲0.639.97%▲0.540.2%▲0.239.26%▼0.9
Public47.07%45.76%▼1.344.6%▼1.243.88%▼0.743%▼0.942.11%▼0.940.84%▼1.339.4%▼1.4

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses8331,0518008968789258391,030848985
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit412456459474496513521574690725
EPS ₹4.274.734.754.95.145.315.45.947.147.5

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 39.26% (+7.16pp change). FIIs: 19.25% (+1.35pp change). Promoters hold 2.07%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 11.3x with 7.64% ROCE. Price is 100% above book value of ₹146. Dividend yield: 0.73%.

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