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Swing Capital

IndusInd Bank Ltd

NSE: INDUSINDBK BSE: 532187Banking

IndusInd Bank Limited was incorporated in 1994 as a commercial bank under the Banking Regulation Act, 1949. The Bank is publicly held and provides a wide range of banking products and financial services to corporate and retail clients besides undertaking treasury operations. The Bank operates in India including at the International Financial Service Centres in India.[1]

₹891
52W: ₹711 — ₹969
PE 74.4 · Book ₹838 · +6% vs book
Market Cap₹69,403 Cr
Stock P/E74.4Price to Earnings
ROCE5.69%Return on Capital
ROE1.44%Return on Equity
Div. Yield0.17%Face Value ₹10

Strengths

  • +Stock is trading at 1.04 times its book value

Weaknesses

  • −Company has low interest coverage ratio.
  • −The company has delivered a poor sales growth of 9.79% over past five years.
  • −Promoter holding is low: 15.5%
  • −Company has a low return on equity of 6.69% over last 3 years.
  • −Contingent liabilities of Rs.14,36,524 Cr.
  • −Promoters have pledged 42.8% of their holding.
  • −Dividend payout has been low at 8.96% of profits over last 3 years
  • −Working capital days have increased from 197 days to 278 days

Shareholding Pattern

Promoters15.82%
FIIs28.57%
DIIs40.13%
Public15.1%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters16.38%16.36%▼0.016.29%▼0.115.83%▼0.515.82%▼0.015.82%15.82%15.82%
FIIs38.4%34.11%▼4.324.74%▼9.429.53%▲4.833.68%▲4.134.32%▲0.631.6%▼2.728.57%▼3.0
DIIs29.69%34.6%▲4.942.43%▲7.836.32%▼6.133.18%▼3.131.57%▼1.635%▲3.440.13%▲5.1
Public15.16%14.56%▼0.616.16%▲1.617.94%▲1.816.92%▼1.017.91%▲1.017.2%▼0.715.1%▼2.1

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses4,6234,7494,9725,7595,7236,6465,8826,6526,0505,347
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit2,2982,3472,1521,3251,401-2,236684-445161533
EPS ₹29.5530.1527.6417.0117.99-28.78.78-5.712.076.84

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 40.13% (+13.91pp change). FIIs: 28.57% (-13.77pp change). Promoters hold 15.82%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 74.4x with 5.69% ROCE. Price is 6% above book value of ₹838. Dividend yield: 0.17%.

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