India Shelter Finance Corporation Ltd
NSE: INDIASHLTR BSE: 544044Infra
Incorporated in 1998, India Shelter Finance Corporation Limited is engaged in the business of housing finance. [1]
₹799
52W: ₹650 — ₹1012
PE 17.2 · Book ₹294 · +172% vs bookMarket Cap₹8,695 Cr
Stock P/E17.2Price to Earnings
ROCE12.8%Return on Capital
ROE17.1%Return on Equity
Div. Yield0.61%Face Value ₹5
Strengths
- +Company has delivered good profit growth of 42.0% CAGR over last 5 years
Weaknesses
- −Stock is trading at 2.69 times its book value
Shareholding Pattern
Promoters47.53%
FIIs6.87%
DIIs21.39%
Public24.21%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 48.23% | 48.14%▼0.1 | 48%▼0.1 | 47.92%▼0.1 | 47.91%▼0.0 | 47.71%▼0.2 | 47.6%▼0.1 | 47.53%▼0.1 |
| FIIs | 5.16% | 5.77%▲0.6 | 6.23%▲0.5 | 6.93%▲0.7 | 7.96%▲1.0 | 8.02%▲0.1 | 7.48%▼0.5 | 6.87%▼0.6 |
| DIIs | 17.53% | 21.87%▲4.3 | 20.66%▼1.2 | 18.52%▼2.1 | 17.67%▼0.8 | 21%▲3.3 | 20.72%▼0.3 | 21.39%▲0.7 |
| Public | 29.09% | 24.22%▼4.9 | 25.09%▲0.9 | 26.64%▲1.6 | 26.46%▼0.2 | 23.27%▼3.2 | 24.2%▲0.9 | 24.21%▲0.0 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 61 | 67 | 73 | 79 | 85 | 83 | 97 | 98 | 113 | 110 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 62 | 78 | 83 | 90 | 96 | 108 | 119 | 122 | 124 | 140 |
| EPS ₹ | 5.8 | 7.26 | 7.77 | 8.37 | 8.91 | 10 | 11.05 | 11.24 | 11.41 | 12.88 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 21.39% (+8.78pp change). FIIs: 6.87% (+1.03pp change). Promoters hold 47.53%.
Margin & Efficiency
ROCE improving from 0% (Mar 2019) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 17.2x with 12.8% ROCE. Price is 172% above book value of ₹294. Dividend yield: 0.61%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 7 May
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 4 May - Audio recording of FY26 audited results earnings call shared on May 4, 2026.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 4 May - Intimation of newspaper publication of financial results- March 31, 2026
- Announcement under Regulation 30 (LODR)-Investor Presentation 2 May - Investor Presentation on the Audited Financial Results for the Quarter and Financial Year ended March 31, 2026
- Announcement under Regulation 30 (LODR)-Press Release / Media Release 2 May - India Shelter Finance reported Q4FY26/FY26 results; PAT rose 33% to Rs. 503 crore, dividend Rs. 10/share recommended.
- Financial Year 2025 from web
- Financial Year 2025 from bse
- Financial Year 2024 from bse