Skip to main content
Swing Capital

IDFC First Bank Ltd

NSE: IDFCFIRSTB BSE: 539437Banking

IDFC First Bank is engaged in the business of Banking Services. IDFC FIRST Bank was founded by the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018.

₹67.2
52W: ₹58.1 — ₹87
PE 35.4 · Book ₹54.7 · +23% vs book
Market Cap₹57,822 Cr
Stock P/E35.4Price to Earnings
ROCE5.99%Return on Capital
ROE3.84%Return on Equity
Div. Yield0.37%Face Value ₹10

Strengths

  • +Company's median sales growth is 26.4% of last 10 years

Weaknesses

  • −Company has low interest coverage ratio.
  • −Tax rate seems low
  • −Company has a low return on equity of 5.72% over last 3 years.
  • −Contingent liabilities of Rs.4,40,982 Cr.
  • −Earnings include an other income of Rs.7,873 Cr.
  • −Dividend payout has been low at 8.38% of profits over last 3 years

Shareholding Pattern

Promoters0%
FIIs36.52%
DIIs22.73%
Public32.93%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters37.37%35.37%▼2.00%▼35.40%0%0%0%0%
FIIs21.02%19.57%▼1.427.12%▲7.625.68%▼1.423.8%▼1.924.64%▲0.836.76%▲12.136.52%▼0.2
DIIs7.93%11.73%▲3.816.14%▲4.419.3%▲3.223.4%▲4.124.33%▲0.922.38%▼1.922.73%▲0.4
Public29.95%29.81%▼0.147.57%▲17.845.86%▼1.743.64%▼2.241.89%▼1.833.05%▼8.832.93%▼0.1

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses4,8955,1695,4266,2856,2616,4416,5806,5766,9827,118
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit716724681201339304463352503319
EPS ₹1.011.020.960.270.460.420.630.480.580.37

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 22.73% (+15.02pp change). FIIs: 36.52% (+15.67pp change). Promoters hold 0%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 35.4x with 5.99% ROCE. Price is 23% above book value of ₹54.7. Dividend yield: 0.37%.

Recent Announcements