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IDBI Bank Ltd

NSE: IDBI BSE: 500116Banking

IDBI Bank is engaged in the business of Monetary intermediation of commercial banks, saving banks, postal savings bank and discount houses.

69.2
52W: ₹61 — ₹118
PE 7.84 · Book ₹62.9 · +10% vs book
Market Cap₹74,353 Cr
Stock P/E7.84Price to Earnings
ROCE6.58%Return on Capital
ROE14.9%Return on Equity
Div. Yield3.05%Face Value ₹10

Strengths

  • +Stock is trading at 1.10 times its book value
  • +Company has delivered good profit growth of 47.6% CAGR over last 5 years

Weaknesses

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 7.78% over past five years.
  • Company has a low return on equity of 13.6% over last 3 years.
  • Contingent liabilities of Rs.3,35,753 Cr.
  • Company might be capitalizing the interest cost

Shareholding Pattern

Promoters94.72%
FIIs0.56%
DIIs0.08%
Public4.63%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters94.72%94.72%94.72%94.72%94.72%94.72%94.72%94.72%
FIIs0.46%0.46%0.42%0.00.46%0.00.54%0.10.47%0.10.52%0.10.56%0.0
DIIs0.16%0.17%0.00.18%0.00.18%0.15%0.00.11%0.00.12%0.00.08%0.0
Public4.65%4.64%0.04.69%0.14.63%0.14.59%0.04.68%0.14.65%0.04.63%0.0

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses2,4012,5231,5192,7372,3412,3852,0691,5991,9592,704
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit1,4581,6281,7191,8361,9082,0512,0073,6271,9351,943
EPS ₹1.361.511.61.711.771.911.873.371.81.81

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 0.08% (-0.08pp change). FIIs: 0.56% (+0.26pp change). Promoters hold 94.72%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 7.84x with 6.58% ROCE. Price is 10% above book value of ₹62.9. Dividend yield: 3.05%.

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