ICICI Lombard General Insurance Company Ltd
NSE: ICICIGI BSE: 540716Finance
ICICI Lombard General Insurance Co. Ltd is one of the leading and established private sector general insurance companies in India. It offers a well-diversified range of products and risk management solutions through multiple distribution channels.[1]
₹1,814
52W: ₹1630 — ₹2075
PE 32.6 · Book ₹334 · +443% vs bookMarket Cap₹90,463 Cr
Stock P/E32.6Price to Earnings
ROCE23.5%Return on Capital
ROE17.8%Return on Equity
Div. Yield0.75%Face Value ₹10
Strengths
- +Company is almost debt free.
- +Company has been maintaining a healthy dividend payout of 25.7%
Shareholding Pattern
Promoters51.28%
FIIs22.29%
DIIs19.41%
Public6.9%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 51.81% | 51.66%▼0.2 | 51.6%▼0.1 | 51.55%▼0.1 | 51.46%▼0.1 | 51.37%▼0.1 | 51.31%▼0.1 | 51.28%▼0.0 |
| FIIs | 23.94% | 24.75%▲0.8 | 24.36%▼0.4 | 23.68%▼0.7 | 23.94%▲0.3 | 24.04%▲0.1 | 23.35%▼0.7 | 22.29%▼1.1 |
| DIIs | 17.15% | 16.59%▼0.6 | 17.17%▲0.6 | 17.74%▲0.6 | 17.52%▼0.2 | 17.41%▼0.1 | 18.25%▲0.8 | 19.41%▲1.2 |
| Public | 7% | 6.91%▼0.1 | 6.74%▼0.2 | 6.93%▲0.2 | 6.97%▲0.0 | 7.08%▲0.1 | 6.98%▼0.1 | 6.9%▼0.1 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5,194 | 5,391 | 5,601 | 6,147 | 6,161 | 6,051 | 6,396 | 6,869 | 6,905 | 6,825 |
| Expenses | 4,639 | 4,701 | 4,831 | 5,207 | 5,199 | 5,443 | 5,415 | 5,825 | 6,051 | 6,138 |
| Operating Profit | 555 | 690 | 770 | 940 | 962 | 609 | 981 | 1,044 | 854 | 686 |
| OPM % | 11% | 13% | 14% | 15% | 16% | 10% | 15% | 15% | 12% | 10% |
| Net Profit | 431 | 520 | 580 | 694 | 724 | 510 | 747 | 820 | 659 | 547 |
| EPS ₹ | 8.76 | 10.54 | 11.77 | 14.03 | 14.63 | 10.28 | 15.04 | 16.47 | 13.23 | 10.96 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹26,994Cr, up 12.7% YoY. OPM at 13%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 19.41% (+1.31pp change). FIIs: 22.29% (+0.29pp change). Promoters hold 51.28%.
Margin & Efficiency
ROCE declining from 27% (Mar 2015) to 24% (Mar 2026). Working capital days: -599.
Valuation
PE 32.6x with 23.5% ROCE. Price is 443% above book value of ₹334. Dividend yield: 0.75%.
Recent Announcements
- Communication Sent To Shareholders Regarding Tax Deduction At Source (TDS) 2d - Final dividend ₹7 per share recommended; AGM June 19, 2026, record date May 29, payout by July 3.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 2d - Newspaper Publication with respect to information regarding Twenty-Sixth Annual General Meeting and Record Date for Final Dividend
- Letters Sent To Holders Of Physical Shares To Furnish KYC Details 14 May - Company sent May 14, 2026 letters urging physical shareholders to update KYC, PAN, nomination and bank details.
- Record Date For Final Dividend 14 May - 26th AGM on June 19, 2026; final dividend ₹7/share record date May 29, payment by July 3.
- Intimation Regarding Twenty-Sixth (26Th) Annual General Meeting And Record Date For Final Dividend 14 May
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse