Skip to main content
Swing Capital

Home First Finance Company India Ltd

NSE: HOMEFIRST BSE: 543259Infra

Home First Finance Company India (HFFC) is a Housing Finance Company which offers home loan with 48 hours sanctions and hassle-free process. [1]

₹1,066
52W: ₹894 — ₹1519
PE 20.6 · Book ₹418 · +155% vs book
Market Cap₹11,138 Cr
Stock P/E20.6Price to Earnings
ROCE11.1%Return on Capital
ROE15.7%Return on Equity
Div. Yield0.34%Face Value ₹2

Strengths

  • +Company has delivered good profit growth of 40.1% CAGR over last 5 years
  • +Company's median sales growth is 39.5% of last 10 years

Weaknesses

  • −Stock is trading at 2.56 times its book value
  • −Company has low interest coverage ratio.
  • −Promoter holding has decreased over last quarter: -5.36%
  • −Promoter holding is low: 6.99%

Shareholding Pattern

Promoters6.98%
FIIs45.72%
DIIs27.52%
Public19.77%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters23.45%23.38%▼0.114.31%▼9.114.25%▼0.112.43%▼1.812.39%▼0.012.35%▼0.06.98%▼5.4
FIIs24.73%25.57%▲0.837.91%▲12.336%▼1.937.19%▲1.239.99%▲2.840.82%▲0.845.72%▲4.9
DIIs11.96%12.41%▲0.418.28%▲5.919.82%▲1.521.89%▲2.128.84%▲6.927.61%▼1.227.52%▼0.1
Public39.85%38.62%▼1.229.5%▼9.129.93%▲0.428.51%▼1.418.78%▼9.719.23%▲0.419.77%▲0.5

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses6558687581849499102109
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit7983889297105119132140149
EPS ₹8.929.439.8710.3410.8611.6311.5212.7313.4914.33

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 27.52% (+17.52pp change). FIIs: 45.72% (+28.16pp change). Promoters hold 6.98%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 20.6x with 11.1% ROCE. Price is 155% above book value of ₹418. Dividend yield: 0.34%.

Recent Announcements