Finkurve Financial Services Ltd
NSE: FINKURVE BSE: 508954
Incorporated in 1984, Finkurve Financials Services Ltd operates in Financing and other activities[1]
₹67
52W: ₹48 — ₹135
PE 42.9 · Book ₹23.5 · +185% vs bookMarket Cap₹939 Cr
Stock P/E42.9Price to Earnings
ROCE11.4%Return on Capital
ROE8.81%Return on Equity
Div. Yield0%Face Value ₹1
Strengths
- +Company is expected to give good quarter
- +Company has delivered good profit growth of 34.0% CAGR over last 5 years
- +Company's median sales growth is 23.5% of last 10 years
Weaknesses
- −Stock is trading at 2.79 times its book value
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has low interest coverage ratio.
- −Company has a low return on equity of 8.80% over last 3 years.
- −Company might be capitalizing the interest cost
Shareholding Pattern
Promoters56.24%
FIIs7.02%
DIIs0%
Public36.74%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 58.99% | 58.99% | 61.7%▲2.7 | 62.07%▲0.4 | 62.07% | 56.26%▼5.8 | 56.24%▼0.0 | 56.24% |
| FIIs | 5.84% | 5.84% | 5.84% | 5.89%▲0.0 | 6.61%▲0.7 | 6.71%▲0.1 | 6.7%▼0.0 | 7.02%▲0.3 |
| DIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Public | 35.17% | 35.16%▼0.0 | 32.45%▼2.7 | 32.05%▼0.4 | 31.32%▼0.7 | 37.04%▲5.7 | 37.05%▲0.0 | 36.74%▼0.3 |
Financial Statements
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 16.3 | 15.31 | 15.04 | 20.04 | 23.41 | 27.54 | 29.06 | 25.38 | 31.64 | 28.34 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 4.36 | 4.91 | 4.89 | 4.39 | 3.47 | 5.64 | 3.91 | 5.09 | 5.92 | 6.98 |
| EPS ₹ | 0.34 | 0.39 | 0.39 | 0.35 | 0.27 | 0.44 | 0.31 | 0.36 | 0.42 | 0.5 |
AI Insights
Revenue Trend
TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Capex Cycle
CWIP at ₹9Cr (82% of fixed assets). Significant capex underway — growth runway building.
Institutional Flow
DIIs: 0% (+0.00pp change). FIIs: 7.02% (+1.18pp change). Promoters hold 56.24%.
Margin & Efficiency
ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.
Valuation
PE 42.9x with 11.4% ROCE. Price is 185% above book value of ₹23.5. Dividend yield: 0%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Monitoring Agency Report 2d - CRISIL monitoring report for quarter ended March 31, 2026 shows no deviation; Rs 30 crore warrants pending.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 2d - The Company will be hosting an Investors/Analysts call on May 21, 2026.
- Board Meeting Intimation for Approval Of Audited Financial Result For The Quarter And Financial Year Ended 31St March, 2026 And Any Other Matter. 2d - Board meeting on May 20, 2026 to approve audited Q4 and FY2026 results.
- Board Meeting Outcome for The Board Has Inter Alia Approved The Raising Of Funds Through Issue Of Non-Convertible Debentures On Private Placement Basis. 13 May - Board approved up to ₹75 crore NCD issue at 11.33% for 27 months.
- Board Meeting Intimation for Raising Of Funds By Issuance Of 11.33% Non Convertible Debentures 8 May - Board to meet on May 13, 2026 to consider NCD fund raising via private placement.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse