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Dhanlaxmi Bank Ltd

NSE: DHANBANK BSE: 532180Banking

Dhanlaxmi Bank Ltd (DHANBANK) is a Banking company listed on NSE: DHANBANK | BSE: 532180. With a market cap of ₹1,310 Cr and ROCE of 5.81%, ROE of 7.16%, it operates in the Indian Banking sector.

33.2
52W: ₹19.4 — ₹34
PE 12.8 · Book ₹37.3 · -11% vs book
Market Cap₹1,310 Cr
Stock P/E12.8Price to Earnings
ROCE5.81%Return on Capital
ROE7.16%Return on Equity
Div. Yield0%Face Value ₹10

Strengths

  • +Stock is trading at 0.84 times its book value
  • +Company has delivered good profit growth of 22.5% CAGR over last 5 years
  • +Company's working capital requirements have reduced from 135 days to 100 days

Weaknesses

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 11.5% over past five years.
  • Company has a low return on equity of 6.23% over last 3 years.
  • Contingent liabilities of Rs.916 Cr.
  • Company might be capitalizing the interest cost

Shareholding Pattern

Promoters0%
FIIs15.42%
DIIs0.05%
Public84.53%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters0%0%0%0%0%0%0%0%
FIIs5.93%4.97%1.06.95%2.015.26%8.315.52%0.315.27%0.315.32%0.115.42%0.1
DIIs0.07%0.07%0.16%0.10.05%0.10.05%0.05%0.05%0.05%
Public93.99%94.96%1.092.9%2.184.69%8.284.43%0.384.68%0.384.63%0.184.53%0.1

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses147135140140151150166153180177
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit33-826202912232443
EPS ₹0.080.08-0.20.650.50.730.310.590.611.1

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 0.05% (-0.02pp change). FIIs: 15.42% (+4.45pp change). Promoters hold 0%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 12.8x with 5.81% ROCE. Price is -11% above book value of ₹37.3. Dividend yield: 0%.

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