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Swing Capital

DCB Bank Ltd

NSE: DCBBANK BSE: 532772Banking

DCB Bank was incorporated in 1995, by reconstituting the Development Co-operative Bank Ltd (DCBL) to Development Credit Bank Ltd as a joint-stock banking company.[1]

₹178
52W: ₹119 — ₹206
PE 7.81 · Book ₹203 · -12% vs book
Market Cap₹5,730 Cr
Stock P/E7.81Price to Earnings
ROCE7.4%Return on Capital
ROE12%Return on Equity
Div. Yield0.77%Face Value ₹10

Strengths

  • +Stock is trading at 0.86 times its book value

Weaknesses

  • −Company has low interest coverage ratio.
  • −Promoter holding is low: 16.2%
  • −Company has a low return on equity of 11.5% over last 3 years.
  • −Contingent liabilities of Rs.12,918 Cr.

Shareholding Pattern

Promoters16.23%
FIIs12.64%
DIIs32.8%
Public38.33%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters14.75%14.73%▼0.014.72%▼0.014.7%▼0.014.69%▼0.014.66%▼0.016.24%▲1.616.23%▼0.0
FIIs14.65%11.06%▼3.610.85%▼0.29.64%▼1.211.69%▲2.010.49%▼1.211.92%▲1.412.64%▲0.7
DIIs27.61%26.65%▼1.027.89%▲1.229.18%▲1.331.79%▲2.631.93%▲0.132.14%▲0.232.8%▲0.7
Public43%47.56%▲4.646.53%▼1.046.49%▼0.041.82%▼4.742.91%▲1.139.68%▼3.238.33%▼1.4

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses427434463504523539605539597594
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit127156131155151177157184185206
EPS ₹4.064.984.194.964.835.6355.845.746.39

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 32.8% (-6.90pp change). FIIs: 12.64% (+0.34pp change). Promoters hold 16.23%.

Margin & Efficiency

ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 7.81x with 7.4% ROCE. Price is -12% above book value of ₹203. Dividend yield: 0.77%.

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