CSL Finance Ltd
NSE: CSLFINANCE BSE: 530067
Incorporated in 1992, CSL Finance Ltd provides finance facilities to SME business and Wholesale business[1]
₹226
52W: ₹214 — ₹380
PE 6.01 · Book ₹255 · -11% vs bookMarket Cap₹514 Cr
Stock P/E6.01Price to Earnings
ROCE14.6%Return on Capital
ROE14.2%Return on Equity
Div. Yield1.31%Face Value ₹10
Strengths
- +Stock is trading at 0.89 times its book value
- +Company has delivered good profit growth of 26.3% CAGR over last 5 years
Weaknesses
- −Promoter holding has decreased over last 3 years: -3.68%
Shareholding Pattern
Promoters47.66%
FIIs0.16%
DIIs2.9%
Public47.98%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 47.43% | 47.43% | 47.49%▲0.1 | 47.56%▲0.1 | 47.56% | 47.56% | 47.56% | 47.66%▲0.1 |
| FIIs | 2.54% | 2.51%▼0.0 | 2.47%▼0.0 | 0.83%▼1.6 | 0.79%▼0.0 | 0.77%▼0.0 | 0.62%▼0.2 | 0.16%▼0.5 |
| DIIs | 1.23% | 1.23% | 0.13%▼1.1 | 0.56%▲0.4 | 0.91%▲0.3 | 0.96%▲0.0 | 1.34%▲0.4 | 2.9%▲1.6 |
| Public | 47.36% | 47.4%▲0.0 | 48.47%▲1.1 | 49.62%▲1.1 | 49.46%▼0.2 | 49.41%▼0.1 | 49.19%▼0.2 | 47.98%▼1.2 |
Financial Statements
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 9 | 10 | 10 | 12 | 14 | 14 | 13 | 13 | 14 | 17 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 15 | 17 | 19 | 18 | 18 | 17 | 19 | 21 | 24 | 21 |
| EPS ₹ | 6.5 | 7.34 | 8.15 | 8.12 | 7.83 | 7.36 | 8.33 | 9.36 | 10.74 | 9.18 |
AI Insights
Revenue Trend
TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 2.9% (+1.89pp change). FIIs: 0.16% (+0.14pp change). Promoters hold 47.66%.
Margin & Efficiency
ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.
Valuation
PE 6.01x with 14.6% ROCE. Price is -11% above book value of ₹255. Dividend yield: 1.31%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Issue of Securities 12 May - CSL Finance to issue second tranche of NCDs up to Rs. 30 crore via private placement.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 6 May - Copy of Newspaper Publication and Social Media Post Links
- Announcement under Regulation 30 (LODR)-Change in Management 5 May - Mr. Sachin Shah, ZSM Gujarat & Rajasthan, resigned effective May 05, 2026.
- Announcement under Regulation 30 (LODR)-Allotment 28 Apr - Allotted 30,000 secured NCDs worth ₹30 crore at 11% on April 28, 2026, maturing April 20, 2028.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 7 Apr - Compliance Certificate Under Regulation 74(5) of SEBI (DP) Regulations,2018 for the quarter ended March 31, 2026.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse