CSB Bank Ltd
NSE: CSBBANK BSE: 542867Banking
CSB Bank (formerly The Catholic Syrian Bank Ltd) is engaged in the business of banking Services ,oldest private sector banks in India with a history of over 98 years, and a strong base in Kerala , Bank focus on SME, retail, and NRI customers.(Source : Company Web-site )
₹354
52W: ₹322 — ₹575
PE 9.69 · Book ₹282 · +26% vs bookMarket Cap₹6,134 Cr
Stock P/E9.69Price to Earnings
ROCE7.05%Return on Capital
ROE13.5%Return on Equity
Div. Yield0%Face Value ₹10
Weaknesses
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has low interest coverage ratio.
- −Contingent liabilities of Rs.7,445 Cr.
- −Company might be capitalizing the interest cost
- −Earnings include an other income of Rs.1,177 Cr.
- −Promoter holding has decreased over last 3 years: -9.72%
Shareholding Pattern
Promoters40%
FIIs12.84%
DIIs15.22%
Public29.63%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 40% | 40% | 40% | 40% | 40% | 40% | 40% | 40% |
| FIIs | 12.42% | 12.71%▲0.3 | 12.8%▲0.1 | 13.07%▲0.3 | 15.37%▲2.3 | 14.23%▼1.1 | 14.16%▼0.1 | 12.84%▼1.3 |
| DIIs | 18.71% | 17.59%▼1.1 | 17.06%▼0.5 | 16.89%▼0.2 | 14.63%▼2.3 | 16.1%▲1.5 | 15.64%▼0.5 | 15.22%▼0.4 |
| Public | 26.34% | 27.18%▲0.8 | 27.63%▲0.4 | 27.65%▲0.0 | 27.62%▼0.0 | 27.29%▼0.3 | 27.86%▲0.6 | 29.63%▲1.8 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 308 | 376 | 381 | 380 | 391 | 496 | 465 | 557 | 524 | 500 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 150 | 151 | 113 | 138 | 152 | 190 | 119 | 160 | 153 | 202 |
| EPS ₹ | 8.64 | 8.73 | 6.53 | 7.98 | 8.74 | 10.98 | 6.84 | 9.24 | 8.8 | 11.62 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 15.22% (+3.03pp change). FIIs: 12.84% (+6.95pp change). Promoters hold 40%.
Margin & Efficiency
ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 9.69x with 7.05% ROCE. Price is 26% above book value of ₹282. Dividend yield: 0%.
Recent Announcements
- Grant Of Stock Options Under CSB Employee Stock Option Scheme 2019 31s
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 1d - CSB Bank will participate in Yes Securities India Manthan Conference on May 21, 2026, Mumbai.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 13 May - Participation in the Analyst/Institutional Investor Meeting held on May 13, 2026
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 11 May - CSB Bank held Q4 FY2026 earnings call; FY2026 net profit rose 7% to Rs.633 crore.
- Announcement under Regulation 30 (LODR)-Change in Management 11 May - Board appoints D Lakshmi Narayanan as Head-Operations from June 18, 2026; incumbent continues until May 31, 2027.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse