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Swing Capital

Capital India Finance Ltd

NSE: CIFL BSE: 530879Banking

Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business[1]

₹27
52W: ₹20.4 — ₹44.5
PE 0 · Book ₹16.9 · +60% vs book
Market Cap₹1,056 Cr
Stock P/E—Price to Earnings
ROCE6.83%Return on Capital
ROE1.98%Return on Equity
Div. Yield0.07%Face Value ₹2

Strengths

  • +Company's median sales growth is 31.6% of last 10 years

Weaknesses

  • −Company has low interest coverage ratio.
  • −The company has delivered a poor sales growth of 11.7% over past five years.
  • −Company has a low return on equity of 2.64% over last 3 years.
  • −Earnings include an other income of Rs.99.9 Cr.
  • −Dividend payout has been low at 5.21% of profits over last 3 years

Shareholding Pattern

Promoters72.59%
FIIs0.03%
DIIs0%
Public27.38%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters73.04%73.04%73.02%▼0.072.95%▼0.172.87%▼0.172.84%▼0.072.59%▼0.372.59%
FIIs0%0%0%0.13%▲0.10.28%▲0.20.08%▼0.20.06%▼0.00.03%▼0.0
DIIs0%0%0%0%0%0%0%0%
Public26.98%26.97%▼0.026.99%▲0.026.93%▼0.126.85%▼0.127.07%▲0.227.34%▲0.327.38%▲0.0

Financial Statements

MetricSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales0000000000
Expenses27.7727.0320.2323.7624.7827.7220.7423.8480.5240.5
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit5.573.035.414.513.212.921.130.1137.7-0.42
EPS ₹0.140.080.140.120.080.080.0300.97-0.01

AI Insights

Revenue Trend

TTM revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 0% (+0.00pp change). FIIs: 0.03% (+0.03pp change). Promoters hold 72.59%.

Margin & Efficiency

ROCE improving from 0% (Mar 2014) to 0% (Mar 2025). Working capital days: 0.

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