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Capital Small Finance Bank Ltd

NSE: CAPITALSFB BSE: 544120Banking

Capital Small Finance Bank Ltd (CAPITALSFB) is a Banking company listed on NSE: CAPITALSFB | BSE: 544120. With a market cap of ₹1,257 Cr and ROCE of 7.07%, ROE of 10.1%, it operates in the Indian Banking sector.

277
52W: ₹207 — ₹331
PE 8.89 · Book ₹322 · -14% vs book
Market Cap₹1,257 Cr
Stock P/E8.89Price to Earnings
ROCE7.07%Return on Capital
ROE10.1%Return on Equity
Div. Yield1.8%Face Value ₹10

Strengths

  • +Stock is trading at 0.85 times its book value

Weaknesses

  • Company has low interest coverage ratio.
  • Promoter holding is low: 18.0%
  • Company has a low return on equity of 10.8% over last 3 years.
  • Company might be capitalizing the interest cost
  • Dividend payout has been low at 11.6% of profits over last 3 years
  • Promoter holding has decreased over last 3 years: -5.56%

Shareholding Pattern

Promoters18.01%
FIIs0.55%
DIIs28.06%
Public53.39%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters18.85%18.84%0.018.77%0.118.77%18.77%18.75%0.017.96%0.818.01%0.1
FIIs1.33%1.33%1.36%0.01.29%0.11.34%0.11.26%0.10.43%0.80.55%0.1
DIIs32.58%31.71%0.931.31%0.431.85%0.531.5%0.427.97%3.528.13%0.228.06%0.1
Public47.24%48.12%0.948.56%0.448.08%0.548.38%0.352.01%3.653.49%1.553.39%0.1

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses677076828084908810092
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit29283033343432353440
EPS ₹8.176.266.667.47.537.577.077.77.588.82

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 28.06% (-5.03pp change). FIIs: 0.55% (-0.83pp change). Promoters hold 18.01%.

Margin & Efficiency

ROCE improving from 0% (Mar 2018) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 8.89x with 7.07% ROCE. Price is -14% above book value of ₹322. Dividend yield: 1.8%.

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