Capital Small Finance Bank Ltd
NSE: CAPITALSFB BSE: 544120Banking
Capital Small Finance Bank Ltd (CAPITALSFB) is a Banking company listed on NSE: CAPITALSFB | BSE: 544120. With a market cap of ₹1,257 Cr and ROCE of 7.07%, ROE of 10.1%, it operates in the Indian Banking sector.
₹277
52W: ₹207 — ₹331
PE 8.89 · Book ₹322 · -14% vs bookMarket Cap₹1,257 Cr
Stock P/E8.89Price to Earnings
ROCE7.07%Return on Capital
ROE10.1%Return on Equity
Div. Yield1.8%Face Value ₹10
Strengths
- +Stock is trading at 0.85 times its book value
Weaknesses
- −Company has low interest coverage ratio.
- −Promoter holding is low: 18.0%
- −Company has a low return on equity of 10.8% over last 3 years.
- −Company might be capitalizing the interest cost
- −Dividend payout has been low at 11.6% of profits over last 3 years
- −Promoter holding has decreased over last 3 years: -5.56%
Shareholding Pattern
Promoters18.01%
FIIs0.55%
DIIs28.06%
Public53.39%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 18.85% | 18.84%▼0.0 | 18.77%▼0.1 | 18.77% | 18.77% | 18.75%▼0.0 | 17.96%▼0.8 | 18.01%▲0.1 |
| FIIs | 1.33% | 1.33% | 1.36%▲0.0 | 1.29%▼0.1 | 1.34%▲0.1 | 1.26%▼0.1 | 0.43%▼0.8 | 0.55%▲0.1 |
| DIIs | 32.58% | 31.71%▼0.9 | 31.31%▼0.4 | 31.85%▲0.5 | 31.5%▼0.4 | 27.97%▼3.5 | 28.13%▲0.2 | 28.06%▼0.1 |
| Public | 47.24% | 48.12%▲0.9 | 48.56%▲0.4 | 48.08%▼0.5 | 48.38%▲0.3 | 52.01%▲3.6 | 53.49%▲1.5 | 53.39%▼0.1 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 67 | 70 | 76 | 82 | 80 | 84 | 90 | 88 | 100 | 92 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 29 | 28 | 30 | 33 | 34 | 34 | 32 | 35 | 34 | 40 |
| EPS ₹ | 8.17 | 6.26 | 6.66 | 7.4 | 7.53 | 7.57 | 7.07 | 7.7 | 7.58 | 8.82 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 28.06% (-5.03pp change). FIIs: 0.55% (-0.83pp change). Promoters hold 18.01%.
Margin & Efficiency
ROCE improving from 0% (Mar 2018) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 8.89x with 7.07% ROCE. Price is -14% above book value of ₹322. Dividend yield: 1.8%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 13 May - Capital Small Finance Bank to attend investor conference in Mumbai on 19 May 2026 at 10:00 a.m.
- Outcome Of Securities Committee Meeting - Allotment Equity Shares Under ESOP 13 May
- Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 13 May
- Board Meeting Outcome for Allotment Of 12,814 Equity Shares Under ESOP 13 May
- Board Meeting Intimation for Intimation Of The Securities Committee Meeting Of Capital Small Finance Bank Limited ("Bank") To Be Held On Wednesday, May 13, 2026 8 May - Securities Committee meeting on May 13, 2026 to consider ESOP share allotment.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Rating update 27 Feb from care