Bank of India
NSE: BANKINDIA BSE: 532149Banking
Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )
₹138
52W: ₹109 — ₹178
PE 5.87 · Book ₹193 · -28% vs bookMarket Cap₹62,895 Cr
Stock P/E5.87Price to Earnings
ROCE5.94%Return on Capital
ROE12.6%Return on Equity
Div. Yield3.34%Face Value ₹10
Strengths
- +Stock is trading at 0.72 times its book value
- +Stock is providing a good dividend yield of 3.30%.
- +Company has delivered good profit growth of 37.8% CAGR over last 5 years
- +Company has been maintaining a healthy dividend payout of 20.1%
Weaknesses
- −Company has low interest coverage ratio.
- −Company has a low return on equity of 11.7% over last 3 years.
- −Contingent liabilities of Rs.6,71,647 Cr.
- −Company might be capitalizing the interest cost
Shareholding Pattern
Promoters73.38%
FIIs7.26%
DIIs13.96%
Public5.4%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| FIIs | 3.61% | 3.21%▼0.4 | 2.92%▼0.3 | 3.88%▲1.0 | 3.53%▼0.4 | 4.24%▲0.7 | 5.82%▲1.6 | 7.26%▲1.4 |
| DIIs | 15.46% | 16.26%▲0.8 | 16.4%▲0.1 | 15.9%▼0.5 | 15.97%▲0.1 | 15.63%▼0.3 | 15.18%▼0.5 | 13.96%▼1.2 |
| Public | 7.55% | 7.13%▼0.4 | 7.3%▲0.2 | 6.83%▼0.5 | 7.13%▲0.3 | 6.76%▼0.4 | 5.62%▼1.1 | 5.4%▼0.2 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 4,154 | 5,956 | 5,194 | 5,398 | 4,418 | 5,943 | 5,321 | 4,754 | 5,123 | 5,904 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 1,870 | 1,439 | 1,703 | 2,374 | 2,517 | 2,626 | 2,252 | 2,555 | 2,705 | 3,016 |
| EPS ₹ | 4.11 | 3.16 | 3.74 | 5.21 | 5.53 | 5.77 | 4.95 | 5.61 | 5.94 | 6.62 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 13.96% (+4.06pp change). FIIs: 7.26% (+5.01pp change). Promoters hold 73.38%.
Margin & Efficiency
ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 5.87x with 5.94% ROCE. Price is -28% above book value of ₹193. Dividend yield: 3.34%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 2d - Q4/Year ended 31st March,2026 Earnings Conference Call with Analysts/Investors- Transcript
- Update On Capital Infusion In Our Associate ASREC (India) Ltd. 12 May - Bank of India infused Rs.22.64 crore into ASREC India, raising stake from 26.02% to 27.30%.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 8 May - Bank of India uploaded Q4 FY2025-26 earnings conference call audio recording after 8 May 2026 call.
- Intimation Of 30Th AGM On 15-06-2026 8 May - Bank of India AGM on 15 June 2026; record date for dividend is 29 May 2026.
- Record Date For Dividend 8 May - Bank of India AGM on 15 June 2026; record date for dividend eligibility is 29 May 2026.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse