Bank of Baroda
NSE: BANKBARODA BSE: 532134Banking
Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services and treasury services.(Source : Company Web-site)
₹258
52W: ₹231 — ₹326
PE 6.73 · Book ₹296 · -13% vs bookMarket Cap₹1,33,628 Cr
Stock P/E6.73Price to Earnings
ROCE5.66%Return on Capital
ROE13.8%Return on Equity
Div. Yield3.33%Face Value ₹2
Strengths
- +Stock is trading at 0.87 times its book value
- +Stock is providing a good dividend yield of 3.32%.
- +Company has been maintaining a healthy dividend payout of 22.1%
Weaknesses
- −Company has low interest coverage ratio.
- −Contingent liabilities of Rs.8,46,215 Cr.
- −Company might be capitalizing the interest cost
Shareholding Pattern
Promoters63.97%
FIIs9.69%
DIIs18.92%
Public7.33%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% |
| FIIs | 11.45% | 9.87%▼1.6 | 8.9%▼1.0 | 8.98%▲0.1 | 8.08%▼0.9 | 8.71%▲0.6 | 9.84%▲1.1 | 9.69%▼0.2 |
| DIIs | 15.77% | 16.35%▲0.6 | 17.86%▲1.5 | 17.97%▲0.1 | 18.79%▲0.8 | 18.93%▲0.1 | 18.72%▼0.2 | 18.92%▲0.2 |
| Public | 8.55% | 9.56%▲1.0 | 9.01%▼0.6 | 8.83%▼0.2 | 8.89%▲0.1 | 8.3%▼0.6 | 7.37%▼0.9 | 7.33%▼0.0 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 7,563 | 9,180 | 7,937 | 9,662 | 8,604 | 9,649 | 9,840 | 9,125 | 8,823 | 10,542 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 4,579 | 4,886 | 4,458 | 5,238 | 4,837 | 5,048 | 4,541 | 4,809 | 5,055 | 5,616 |
| EPS ₹ | 8.86 | 9.45 | 8.62 | 10.13 | 9.35 | 9.76 | 8.78 | 9.3 | 9.77 | 10.86 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 18.92% (+3.15pp change). FIIs: 9.69% (-2.60pp change). Promoters hold 63.97%.
Margin & Efficiency
ROCE improving from 0% (Mar 2015) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 6.73x with 5.66% ROCE. Price is -13% above book value of ₹296. Dividend yield: 3.33%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 14 May - Transcript of Media Meet and Analyst Meet Q4 FY 2025-26
- Change In Management 11 May - Bank of Baroda announced appointments of 3 senior management personnel and 2 designation changes effective 11 May 2026.
- Announcement under Regulation 30 (LODR)-Interest Rates Updates 11 May - Bank of Baroda reviewed MCLR effective 12 May 2026; all tenors remain unchanged.
- Link For Media Meet And Analyst Meet Held On 08.05.2026 8 May - Audio and video recording of 08.05.2026 media and analyst meet for Q4 FY2025-26 results uploaded.
- Corporate Action-Board approves Dividend 8 May - Board recommended final dividend of Rs. 8.50 per share for FY 2025-26, subject to AGM approval.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse