Aptus Value Housing Finance India Ltd
NSE: APTUS BSE: 543335Infra
Aptus Value Housing Finance India Ltd is a Home Loan Company. Aptus has been formed to primarily address the housing finance needs of self-employed, low and middle income families primarily from semi-urban and rural areas. Company targets first-time home buyers where collateral is self- occupied residential property.
₹255
52W: ₹193 — ₹365
PE 18.4 · Book ₹85.4 · +199% vs bookMarket Cap₹12,759 Cr
Stock P/E18.4Price to Earnings
ROCE14.4%Return on Capital
ROE17.2%Return on Equity
Div. Yield1.79%Face Value ₹2
Strengths
- +Company's median sales growth is 31.9% of last 10 years
Weaknesses
- −Stock is trading at 2.98 times its book value
- −Promoter holding has decreased over last 3 years: -38.3%
Shareholding Pattern
Promoters23.86%
FIIs30.34%
DIIs29.43%
Public16.35%
| Category | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 54.09% | 53.9%▼0.2 | 52.99%▼0.9 | 52.99% | 40.37%▼12.6 | 23.87%▼16.5 | 23.86%▼0.0 | 23.86% |
| FIIs | 22.81% | 22.45%▼0.4 | 21.86%▼0.6 | 27.74%▲5.9 | 30.41%▲2.7 | 35.36%▲4.9 | 33.19%▼2.2 | 30.34%▼2.8 |
| DIIs | 9.14% | 9.48%▲0.3 | 9.68%▲0.2 | 9.88%▲0.2 | 16.04%▲6.2 | 25.87%▲9.8 | 27.29%▲1.4 | 29.43%▲2.1 |
| Public | 13.96% | 14.16%▲0.2 | 15.47%▲1.3 | 9.4%▼6.1 | 13.19%▲3.8 | 14.89%▲1.7 | 15.65%▲0.8 | 16.35%▲0.7 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 46 | 50 | 51 | 48 | 42 | 37 | 51 | 46 | 72 | 74 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 121 | 122 | 127 | 137 | 142 | 170 | 155 | 202 | 160 | 176 |
| EPS ₹ | 2.42 | 2.45 | 2.55 | 2.74 | 2.84 | 3.39 | 3.1 | 4.03 | 3.19 | 3.52 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.
Debt Position
Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.
Institutional Flow
DIIs: 29.43% (+26.47pp change). FIIs: 30.34% (+16.19pp change). Promoters hold 23.86%.
Margin & Efficiency
ROCE improving from 0% (Mar 2016) to 0% (Mar 2026). Working capital days: 0.
Valuation
PE 18.4x with 14.4% ROCE. Price is 199% above book value of ₹85.4. Dividend yield: 1.79%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 14 May
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 13 May - Aptus to meet Nippon India Mutual Fund on May 14, 2026; investor presentation already uploaded.
- Communication To Shareholders - Intimation On Tax Deduction At Source ( TDS)/ Withholding Tax On Dividend. 13 May - Interim dividend Rs 2.50/share; shareholders to submit TDS documents by May 20, 2026.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 7 May - Audio recording of Q4 and FY26 earnings conference call uploaded on May 07, 2026.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 7 May - Newspaper Publication of Audited Financial results for the Fourth Quarter and year ended on 31st March 2026.
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse