Skip to main content
Swing Capital

Aadhar Housing Finance Ltd

NSE: AADHARHFC BSE: 544176Infra

Aadhar Housing Finance Ltd is one of the largest low-income housing finance companies in India servicing the home financing needs of the low income sections of the society. [1]

₹457
52W: ₹411 — ₹548
PE 17.9 · Book ₹173 · +164% vs book
Market Cap₹19,925 Cr
Stock P/E17.9Price to Earnings
ROCE11.4%Return on Capital
ROE15.9%Return on Equity
Div. Yield0%Face Value ₹10

Strengths

  • +Company has delivered good profit growth of 26.6% CAGR over last 5 years

Weaknesses

  • −Stock is trading at 2.64 times its book value
  • −Though the company is reporting repeated profits, it is not paying out dividend
  • −Promoter holding has decreased over last quarter: -10.3%

Shareholding Pattern

Promoters64.9%
FIIs6.13%
DIIs9.15%
Public19.83%
CategoryJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters76.48%75.89%▼0.675.74%▼0.275.61%▼0.175.5%▼0.175.32%▼0.275.19%▼0.164.9%▼10.3
FIIs4.18%4.32%▲0.14.3%▼0.05.32%▲1.05.58%▲0.36.11%▲0.56.19%▲0.16.13%▼0.1
DIIs8.5%9.46%▲1.09.27%▼0.28.58%▼0.78.43%▼0.28.25%▼0.28.45%▲0.29.15%▲0.7
Public10.86%10.33%▼0.510.69%▲0.410.51%▼0.210.48%▼0.010.33%▼0.210.17%▼0.219.83%▲9.7

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales0000000000
Expenses142166173180187196207208213240
Operating Profit0000000000
OPM %0%0%0%0%0%0%0%0%0%0%
Net Profit203202200228239245237266281311
EPS ₹5.155.14.695.295.555.685.496.156.487.13

AI Insights

Revenue Trend

Mar 2026 revenue at ₹0Cr, up 0% YoY. OPM at 0%.

Debt Position

Borrowings at ₹0Cr. Debt-to-equity ratio: 0.00x. Healthy balance sheet.

Institutional Flow

DIIs: 9.15% (+0.65pp change). FIIs: 6.13% (+1.95pp change). Promoters hold 64.9%.

Margin & Efficiency

ROCE improving from 0% (Mar 2019) to 0% (Mar 2026). Working capital days: 0.

Valuation

PE 17.9x with 11.4% ROCE. Price is 164% above book value of ₹173. Dividend yield: 0%.

Recent Announcements