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5paisa Capital Ltd

NSE: 5PAISA BSE: 540776Finance

5paisa Capital Ltd (5PAISA) is a Finance company listed on NSE: 5PAISA | BSE: 540776. With a market cap of ₹1,417 Cr and ROCE of 9.91%, ROE of 7.03%, it operates in the Indian Finance sector.

302
52W: ₹245 — ₹437
PE 32.1 · Book ₹139 · +117% vs book
Market Cap₹1,417 Cr
Stock P/E32.1Price to Earnings
ROCE9.91%Return on Capital
ROE7.03%Return on Equity
Div. Yield0%Face Value ₹10

Strengths

  • +Promoter holding has increased by 3.72% over last quarter.

Weaknesses

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of 10.5% over past five years.
  • Company has a low return on equity of 9.63% over last 3 years.
  • Contingent liabilities of Rs.522 Cr.

Shareholding Pattern

Promoters36.5%
FIIs15.07%
DIIs0.01%
Public48.42%
CategorySep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Apr 2026
Promoters32.77%32.76%0.032.75%0.032.75%32.74%0.032.78%0.032.76%0.036.5%3.7
FIIs21.58%21.59%0.021.57%0.021.62%0.121.68%0.112.36%9.312.41%0.115.07%2.7
DIIs0.25%0.25%0.25%0.26%0.00.25%0.00.01%0.20.01%0.01%
Public45.4%45.38%0.045.41%0.045.37%0.045.32%0.054.83%9.554.8%0.048.42%6.4

Financial Statements

MetricDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales100113102101857178777985
Expenses70966562555052545260
Operating Profit30173738302125232726
OPM %30%15%37%38%35%30%32%30%34%30%
Net Profit153202216101291211
EPS ₹3.230.674.294.683.442.142.462.012.622.32

AI Insights

Revenue Trend

Mar 2026 revenue at ₹320Cr, down 11.1% YoY. OPM at 32%.

Debt Position

Borrowings at ₹379Cr. Debt-to-equity ratio: 0.61x. Moderate leverage.

Institutional Flow

DIIs: 0.01% (+0.01pp change). FIIs: 15.07% (-8.01pp change). Promoters hold 36.5%.

Margin & Efficiency

ROCE declining from 34% (Mar 2015) to 10% (Mar 2026). Working capital days: -874.

Valuation

PE 32.1x with 9.91% ROCE. Price is 117% above book value of ₹139. Dividend yield: 0%.

Recent Announcements