5paisa Capital Ltd
NSE: 5PAISA BSE: 540776Finance
5paisa Capital Ltd (5PAISA) is a Finance company listed on NSE: 5PAISA | BSE: 540776. With a market cap of ₹1,417 Cr and ROCE of 9.91%, ROE of 7.03%, it operates in the Indian Finance sector.
₹302
52W: ₹245 — ₹437
PE 32.1 · Book ₹139 · +117% vs bookMarket Cap₹1,417 Cr
Stock P/E32.1Price to Earnings
ROCE9.91%Return on Capital
ROE7.03%Return on Equity
Div. Yield0%Face Value ₹10
Strengths
- +Promoter holding has increased by 3.72% over last quarter.
Weaknesses
- −Though the company is reporting repeated profits, it is not paying out dividend
- −The company has delivered a poor sales growth of 10.5% over past five years.
- −Company has a low return on equity of 9.63% over last 3 years.
- −Contingent liabilities of Rs.522 Cr.
Shareholding Pattern
Promoters36.5%
FIIs15.07%
DIIs0.01%
Public48.42%
| Category | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Apr 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 32.77% | 32.76%▼0.0 | 32.75%▼0.0 | 32.75% | 32.74%▼0.0 | 32.78%▲0.0 | 32.76%▼0.0 | 36.5%▲3.7 |
| FIIs | 21.58% | 21.59%▲0.0 | 21.57%▼0.0 | 21.62%▲0.1 | 21.68%▲0.1 | 12.36%▼9.3 | 12.41%▲0.1 | 15.07%▲2.7 |
| DIIs | 0.25% | 0.25% | 0.25% | 0.26%▲0.0 | 0.25%▼0.0 | 0.01%▼0.2 | 0.01% | 0.01% |
| Public | 45.4% | 45.38%▼0.0 | 45.41%▲0.0 | 45.37%▼0.0 | 45.32%▼0.0 | 54.83%▲9.5 | 54.8%▼0.0 | 48.42%▼6.4 |
Financial Statements
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 100 | 113 | 102 | 101 | 85 | 71 | 78 | 77 | 79 | 85 |
| Expenses | 70 | 96 | 65 | 62 | 55 | 50 | 52 | 54 | 52 | 60 |
| Operating Profit | 30 | 17 | 37 | 38 | 30 | 21 | 25 | 23 | 27 | 26 |
| OPM % | 30% | 15% | 37% | 38% | 35% | 30% | 32% | 30% | 34% | 30% |
| Net Profit | 15 | 3 | 20 | 22 | 16 | 10 | 12 | 9 | 12 | 11 |
| EPS ₹ | 3.23 | 0.67 | 4.29 | 4.68 | 3.44 | 2.14 | 2.46 | 2.01 | 2.62 | 2.32 |
AI Insights
Revenue Trend
Mar 2026 revenue at ₹320Cr, down 11.1% YoY. OPM at 32%.
Debt Position
Borrowings at ₹379Cr. Debt-to-equity ratio: 0.61x. Moderate leverage.
Institutional Flow
DIIs: 0.01% (+0.01pp change). FIIs: 15.07% (-8.01pp change). Promoters hold 36.5%.
Margin & Efficiency
ROCE declining from 34% (Mar 2015) to 10% (Mar 2026). Working capital days: -874.
Valuation
PE 32.1x with 9.91% ROCE. Price is 117% above book value of ₹139. Dividend yield: 0%.
Recent Announcements
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 8 May - Submission of Transcript of Earning Conference Call on Audited Financial Results (Consolidated & Standalone) for the quarter and year ended March 31, 2026
- Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_Order 4 May - Income tax authority raised ₹33.03 crore demand; company plans to appeal.
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 4 May - Audio recording of 5paisa’s May 4, 2026 earnings call on audited FY26 results posted online.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 1 May - Newspaper Publication in respect of Audited Financial Results (Standalone & Consolidated) for the quarter and year ended March 31, 2026
- Announcement under Regulation 30 (LODR)-Investor Presentation 30 Apr - Investor/Corporate Presentation on the Audited Financials (Standalone & Consolidated) for the quarter and year ended March 31, 2026
- Financial Year 2025 from bse
- Financial Year 2024 from bse
- Financial Year 2023 from bse